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MORTGAGE REPAYMENTS News & Analysis

Is debt recycling a good strategy?
Personal Finance
Is debt recycling a good strategy?
There are numerous things to consider for investors seeking to use the equity in their homes to try and grow their wealth.
Mark Lamonica | 16 February 2024
NSW first home buyers can now buy a home with a 2% deposit
Personal Finance
NSW first home buyers can now buy a home with a 2% deposit
The NSW Government comes out with shared equity scheme. Are you eligible and how much do you actually need?
Shani Jayamanne | 10 October 2023
Will mortgage stress lead to bad debts for banks?
Stocks
Will mortgage stress lead to bad debts for banks?
It continues to be a challenging environment for homeowners given persistent interest rate increases. 
03 August 2023
Investing Compass: Paying down your mortgage vs investing
Personal Finance
Investing Compass: Paying down your mortgage vs investing
The age old question. This episode goes through the main considerations between paying down your mortgage and investing.
Mark Lamonica | 20 June 2023
APRA firm on lending buffer despite concerns for 'mortgage prisoners'
Markets
APRA firm on lending buffer despite concerns for 'mortgage prisoners'
The Australian Prudential Regulation Authority says its serviceability buffer is not 'unduly impeding' people's ability to refinance their home loans...
Megan Neil | 01 June 2023
Former RBA governor says APRA may need to lower lending buffers
Markets
Former RBA governor says APRA may need to lower lending buffers
Former RBA governor Ian Macfarlane says current serviceability buffer rules are making it difficult to refinance, warning the government may need to...
James Gruber | 25 May 2023
Property prices back on the rise as households see RBA finish line
Markets
Property prices back on the rise as households see RBA finish line
The events of the past week have raised the bets for an RBA pause in April. Could we be nearing the bottom of the property slump?
Sarah Dowling | 17 March 2023
Are banks prepared for the fixed rate mortgage cliff?
Stocks
Are banks prepared for the fixed rate mortgage cliff?
Around 800,000 mortgages will roll onto a sharply higher interest rate this year as their fixed term ends. Here's what it means for the banks.
Nathan Zaia | 06 March 2023
Default interest: the little-known penalty 'kicking borrowers when they're down'
Personal Finance
Default interest: the little-known penalty 'kicking borrowers when they're down'
Many banks have a policy of moving home loans to a ‘default interest rate’ once borrowers are in arrears with payments.
Noel Whittaker | 22 February 2023
Should investors prioritise mortgage debt as interest rates rise?
Personal Finance
Should investors prioritise mortgage debt as interest rates rise?
As interest rates continue to rise and inflation erodes real returns, we explore whether investors are better off directing more money towards their...
Nicki Bourlioufas | 08 February 2023