MORTGAGE CLIFF News & Analysis

What does the explosion in mortgage debt mean for future property prices in Australia and highly geared homeowners.

The NSW Government comes out with shared equity scheme. Are you eligible and how much do you actually need?

It continues to be a challenging environment for homeowners given persistent interest rate increases. 

The Australian Prudential Regulation Authority says its serviceability buffer is not 'unduly impeding' people's ability to refinance their home loans...

Former RBA governor Ian Macfarlane says current serviceability buffer rules are making it difficult to refinance, warning the government may need to...

This episode looks at the state of the market at the end of April 2023, and discusses whether investors should make any changes to their portfolio...

The events of the past week have raised the bets for an RBA pause in April. Could we be nearing the bottom of the property slump?

Around 800,000 mortgages will roll onto a sharply higher interest rate this year as their fixed term ends. Here's what it means for the banks.

Many banks have a policy of moving home loans to a ‘default interest rate’ once borrowers are in arrears with payments.